Stuart Monte

Founder

I am Stuart Monte, I was born and raised all of my life in Lafayette; with the exception of 10 years in Houston, TX. I graduated from Lafayette High School in 1980. I attended USL from 1980 to 1984 and majored in finance. I joined the Army reserve in 1985 and served until 1993 as a medical corpsman during “Operation Desert Storm”. I then joined Acadian Ambulance in 1984 and went through Paramedic school from 1985 to 1987 and became a national board-certified paramedic until my deployment during Desert Storm. I received my state license as a life insurance agent in 1988 but was part time until 1993. I then enrolled in the American College in 1994. I attained my LUTCF in 1998 and my RICP in 2019.

I have been happily married for years to my bride, Valarie. She has blessed me with four outstanding children who have given me 5 wonderful grandchildren. My passion is my family! I am your Acadiana neighbor who loves to help and make a difference in them and their livelihood; whether helping with a physical project or any worthwhile project. My motto is love life, add value, and play hard.

Contact Stuart

Stuart’s Specialties

Indexed Universal Life Insurance (IUL)

1) Risk free of market volatility
2) Tax deferred growth with Tax Free Retirement Income at retirement
3) Leverage through equity or collateral loans and you set the terms of repayment

Learn More

Annuities

The term “annuity” refers to an insurance contract issued and distributed by financial institutions with the intention of paying out invested funds in a fixed income stream in the future. Investors invest in or purchase annuities with monthly premiums or lump-sum payments. The holding institution issues a stream of payments in the future for a specified period of time or for the remainder of the annuitant’s life. Annuities are mainly used for retirement purposes and help individuals address the risk of outliving their savings.

Learn More

Rollovers

Most common rollovers are 401K invested monies to an IRA. Rollovers often occur as a way of making money for a specific purpose, such as immediate income from day trading or for saving on taxes, as with retirement plans. A rollover IRA or IRA rollover is a transfer of funds from a retirement account into a traditional IRA or a Roth IRA. As shown by the following examples, the benefits of rollovers vary among different types of investments.

Learn More

401(K)

A 401(k) plan is a retirement savings plan offered by many American employers that has tax advantages for the saver. It is named after a section of the U.S. Internal Revenue Code (IRC).

The employee who signs up for a 401(k) agrees to have a percentage of each paycheck paid directly into an investment account. The employer may match part or all of that contribution. The employee gets to choose among a number of investment options, usually mutual funds.

Learn More

Level Term Life Insurance

Level term is offered in policy periods of 5, 10, 15, 20, 25, and 30-years (some with 35 and 40 years) with level periodic premiums that will stay the same for the entire policy term.

Currently, the most affordable life insurance available, term life insurance is considered temporary life insurance because it is acquired to cover the temporary needs of the applicant. Term life insurance is the least expensive of all types of life insurance because it provides coverage for a fixed period of time (the term) and builds no cash value

Learn More

Whole Life Insurance

Whole life insurance typically lasts your entire life, as long as you keep up with premiums. It’s the closest thing to “set it and forget it” life insurance you’ll find. In general, your premiums stay the same, you get a guaranteed rate of return on the policy’s cash value, and the death benefit amount doesn’t change.

Learn More

Medicare

Medicare is a U.S. government health insurance program. The plan covers people age 65 or older, younger ones with disabilities, and patients with end-stage renal disease.

Medicare is made up of several plans covering particular aspects of health care, and some come at a cost for the insured. While this allows the program to offer participants more choices in terms of costs and coverage, it also introduces complexity for those seeking to sign up.

Learn More

Setup an Appointment Today!

Fill out the form below for more info on your Risk & Tax Free Investment!

Contact

Email

[email protected]

Address

2701 Johnston St Suite 311,
Lafayette, LA 70503